Credit Underwriter Finance & Leasing

Job description

Credit Underwriter 

Finance & Leasing Industry

Dublin City Centre Location

The Credit Underwriter will conduct credit analysis and support the underwriting of asset finance products in accordance with the company's credit risk policies within the required time frames

Duties & Responsiblities

  • Credit Assessment
  • Prepare, review & analyse the credit worthiness & risk implications of lending applications
  • Complete financial analysis narrative & make informed lending decisions
  • Assess annual accounts, bank statements, credit bureau, etc. at borrower level
  • Compliance & Risk Management
  • Ensure delegated lending authority is exercised
  • For applications above the delegated underwriting authority make recommendations & present to management
  • Control quality of the business approved by ensuring policy & process measures are adhered to
  • Customer Service
  • Provision of exemplary levels of service to both internal & external customres
  • Ongoing strong communication & turnaround times associated with business processing

Skills & Experience Required

  • Previous credit underwriting experience
  • Credit assessment - ability to understand & appropriately utilise systems & processes for credit & operational risk assessment
  • Legal & Compliance - ability to understand & utilise legislative requirements to meet regulatory obligations of the organisation
  • Risk - ability to assess and mitigate risk for the benefit of the organisation

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