Senior Credit Analyst

Job description

Job: Senior Credit Analyst 

Salary: €40k - €50k

Location: Dublin 4

Job Requirements

  • Minimum 3 Years experience in Credit Analysis;
  • Direct experience managing multiple stakeholders;
  • Strong, energetic work ethic and ability to make independent decisions and recommendations;
  • Willing to look at solutions and think outside of the box in delivering proposals which meet both business and credit objectives;
  • Business and/or Accounting degree;
  • SME/Corporate Credit analysis experience;
  • Invoice Finance/Leasing/Asset/Secured and/or Agri Finance experience.

Key Responsibilities

  • Speedy completion of credit review templates and interpretation of credit and financial results;
  • Discussion of results with Borrower/Accountant/Broker to help determine the most accurate credit recommendation;
  • Presentation, discussion & recommendation of cases to Head of Credit and Credit Committee
    Principal Duties:
    • Fully complete the credit review process for SME loan applications;
    • Presentation of the case to Head of Credit/Credit Committee with the overall recommendation;
    • Directly manage relations with all key stakeholders including potential Borrowers, accountants and intermediaries, credit reporting agencies, other team members;
    • Maintaining credit ownership for each application approved through the entire process;
    • Maintaining and recommending on-going improvements to the companies credit policy and overall credit evaluation process;
    • Given the company is Ireland fastest growing peer to peer lender, the role may also include other ad-hoc duties as the platform evolves.

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