Connecting...

Mortgage Credit Underwriter 35-40k

Job description

Credit Underwriter

Mortgages

New Business

Salary range €35 - 40k (DOE)

The Credit Underwriter will conduct credit analysis and support the underwriting of mortgages in accordance with the company's criteria & policies ensuring the risk & credit worthiness is assessed in accordance with the company's credit policy & delivered within required time frames whilst providing exemplary customer service

The role will include:

Credit Assessment

  • Prepare, review & analyse the credit worthiness & risk implication of lending applications
  • Complete financial analysis narrative & ability to make informed lending decisions
  • Assess credit reports, proof of income, bank statements, statement of affairs & any other supporting documentation at the borrower level
  • Ensure accuracy & completeness of all data supporting applications as per agreed policy & criteria
  • Ensure the availability & accessibility of all necessary documentation

Compliance & Risk Management

  • Ensure Delegated Credit Authority is excercised
  • or, ability to make recommendations & present to management
  • Proactively monitor credit policy & performance on an ongoing basis
  • Liaise with the company's internal Compliance team to ensure that all policies & procedures are in line with current regulations
  • Control the quality of the business approvede by ensuring policy & process measures are adhered to
  • Ensure operational & regulatory compliance throughout the process

Customer Service

  • Maintain relationships with key stakeholders to promote credit policy whilst maximising new opportunities
  • Provision of exemplary levels of service to both internal & external customers
  • Ongoing strong communication & turnaround times associated with business processing
  • Flexible yet commercially sound underwriting in line with the company's guidelines

Experience required:

  • Business or Finance related Degree
  • Minimum APA loans but ideally fully qualified QFA
  • Must have previous credit underwriting experience
  • Credit Assessment
  • Credit Risk & Operational Risk 

If you are interested in this job description and have the relevant qualifications and experience please call Annmarie on 01 4744645 or send your CV to ahendrick@sigmar.ie for consideration

Following your application for this specific role, Sigmar may contact you regarding other positions that we feel you may be suitable for. If you do not wish to be contacted about other opportunities please let us know. For further information please refer to the Privacy Statement on our website.