Mortgage Credit Underwriter 35-40k

Job description

Credit Underwriter


New Business

Salary range €35 - 40k (DOE)

The Credit Underwriter will conduct credit analysis and support the underwriting of mortgages in accordance with the company's criteria & policies ensuring the risk & credit worthiness is assessed in accordance with the company's credit policy & delivered within required time frames whilst providing exemplary customer service

The role will include:

Credit Assessment

  • Prepare, review & analyse the credit worthiness & risk implication of lending applications
  • Complete financial analysis narrative & ability to make informed lending decisions
  • Assess credit reports, proof of income, bank statements, statement of affairs & any other supporting documentation at the borrower level
  • Ensure accuracy & completeness of all data supporting applications as per agreed policy & criteria
  • Ensure the availability & accessibility of all necessary documentation

Compliance & Risk Management

  • Ensure Delegated Credit Authority is excercised
  • or, ability to make recommendations & present to management
  • Proactively monitor credit policy & performance on an ongoing basis
  • Liaise with the company's internal Compliance team to ensure that all policies & procedures are in line with current regulations
  • Control the quality of the business approvede by ensuring policy & process measures are adhered to
  • Ensure operational & regulatory compliance throughout the process

Customer Service

  • Maintain relationships with key stakeholders to promote credit policy whilst maximising new opportunities
  • Provision of exemplary levels of service to both internal & external customers
  • Ongoing strong communication & turnaround times associated with business processing
  • Flexible yet commercially sound underwriting in line with the company's guidelines

Experience required:

  • Business or Finance related Degree
  • Minimum APA loans but ideally fully qualified QFA
  • Must have previous credit underwriting experience
  • Credit Assessment
  • Credit Risk & Operational Risk 

If you are interested in this job description and have the relevant qualifications and experience please call Annmarie on 01 4744645 or send your CV to for consideration

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