Relationship Managers in the lending or credit sector are an important part of the banking industry. These Relationship Managers manages the relationship between the customers and the bank Experience from Commercial or Retail banking would be required. There are a large array of loans such as Residential or Buy to Let Mortgages, Commercial Property, Cash flow lending, Overdraft facilities, to name but a few. Typically when hiring, the banks would look for a Relationship Manager with a professional qualification such as QFAs’ or at a minimum APA in Loans along with a relevant Bachelor’s Degree. There is a very strong focus on Customer Services and Relationship Management. As this is a credit related role proven experience of the credit process would be needed such as, financial analysis, report writing, presentation to committees/underwriters for recommendation of facility. Some of these roles would also require previous experience in dealing with distressed borrowers, restructuring existing loans or recoveries.
Waterford City is the principal City in the South East of Ireland. The City covers an area of 4,157 hectares and has a population of 50,000 living in the City and its suburbs. A further 150,000 people live within 50 kms of the City and commute the short distance to Waterford City to work, shop and access the rich and varied cultural opportunities in the City. County Waterford offers a dazzling 147 kilometres coastline, with 49 beaches, beautiful river valleys, lakes and two dramatic ranges of very accessible mountains.